2025 401k Maximum Contribution Amount. For individual retirement accounts, or iras—both roth and traditional types —2025 contributions will max out at $7,000, up from $6,500 in 2023. As of 2023, individual employees have a 401 (k) contribution limit of $22,500, allowing them to contribute this amount annually to their 401 (k) account on a.
For 2025, the 401 (k) limit for employee salary deferrals is $23,000, which is above the 2023 401 (k) limit of $22,500. The 401 (k) contribution limit for individuals has been increased to $23,000 for 2025.
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